Record-Low Home-Loan Rates Could Begin Creeping Higher by Late 2012

This year the benchmark 30-year rate has held below 4 percent in all but one week. But forecasters say the rate honeymoon is coming to an end. Freddie Mac’s April U.S. Economic and Housing Market Outlook expects 30-year fixed-rate mortgages to gradually increase in the second half of 2012 to about 4.25 percent to 4.5 percent by the end of the year.

Who do you want to send this to?